Are you a British expat living in Switzerland and thinking of moving home?
Let us help you plan your successful repatriation. Book a MeetingContact UsOur expert advisers can help you work through these important questions:
Will you still get the income you receive at present when you return to Britain?
How will exchange rates, inflation and taxes affect your income or your pension?
Can you transfer income and assets to the UK? What are the tax implications?
Will your insurance policies (private medical, life) remain valid, or will you need new ones?
Are there benefits I can claim if I move back?
At Kenwell, we believe your financial goals and personal goals are inseparable.
By working with us through your financial issues, obligations and status, before your move, you can relax into your return, reconnecting with what’s important: family, friends and your community.
Our Five Pillars of Wellbeing for your Repatriation are:
1. Do you have a clear plan or set of goals about returning to the UK?
When you plan for the life you aspire to, your financial decisions become easier.
The right financial planner will give you the confidence to spend money on the things you love while also being prepared for the unpredictable moments in life. Kenwell’s financial advisors will help you form a tailored approach based entirely on your specific values, dreams and priorities.
Whether you return to the UK as an individual or a business, Kenwell can also act as your asset manager/asset management company to free your arrival up to spend time with the loved ones you missed so dearly.
2. Are you ready to withstand any financial shocks?
Moving countries, no matter how familiar, can cause huge changes in your life and finances. Let’s give you some resilience to weather the side effects.
Too often, people excitedly plan everything for living in a new country but fall short when it comes to getting their finances sorted. We want to help you avoid falling victim to being ill-prepared financially when you make the move.
It can be overwhelming, but our skilled financial advisors can provide you with the necessary services to help you through the journey seamlessly. Providing an array of financial services from financial advice to wealth management, we’ll help create a plan to align with your best interests, and support you every step of the way.
Think of us as your trusted advisor, professional friend, asset management company and financial bodyguard all at once.
If you’re wondering whether or not you need an asset manager, think of the time saved on worrying about financial shocks and instead, focusing on a seamless transition into your new life.
As your asset management company, Kenwell will make well-timed investment decisions on your behalf to grow your finances and portfolio. Where there is investment, there is also risk.
The right asset management company is your golden ticket to alleviate stress and do in-depth analysis so you don’t need to.
3. What are your financial options?
Are your investments still fit-for-purpose? UK compliant? Our experienced team understands various jurisdictions and believes in minimising your liabilities and maximizing the wealth you have.
We have a track record of working with affluent and high net-worth individuals and families in the UK and returning to the UK, growing, preserving and protecting their wealth.
Your Wealth Management decisions should be personalised to you. Our trusted Wealth Advisors can work collaboratively with you to ensure all proposed strategies mirror your plans for the future, wherever you are.
Let Kenwell set you up for success with the right financial advice and financial services, with experienced financial planners and wealth advisors that will put resolutions for your problems at the forefront of their priorities.
Whether you are on the hunt for an asset manager or require guidance for wealth management, we’re here for you.
Our team will evaluate your unique situation accordingly and determine the right plan for your future.
4. Are you in control of your daily finances?
Any move can be costly but with a clear plan and guidance from our team, you can have the confidence to spend what you need with greater financial security.
5. Have you prepared for the future?
Wills are often overlooked but usually need updating or re-writing for the UK, while inheritance taxes need to be taken into consideration to avoid any large and unexpected burdens for your loved ones.
With offices in Geneva and London, Kenwell’s financial advisers can assist you with every step of your relocation, offering a helping hand before and after you step on that plane home.
Whether you’re a working family, corporate singles, retirees, entrepreneurs or digital nomads, we will provide you with a personalised financial repatriation plan so you can disembark with confidence and look forward to the next stage of your life back in the UK.
Book a meeting with a Kenwell financial adviser today or contact us for more information.
Moving between countries is a challenging time. You change locations, cultures and probably jobs and friends too. On top of that, you need to find a trusted adviser who can understand the impact this can have on your financial life plans.
After I moved from Australia to Switzerland, I co-founded Kenwell because I couldn’t find a trusted adviser to help me navigate new tax laws, currency impacts and tax residency issues in a way that supported my life goals. Living a trans-national life can be lonely – but it doesn’t need to be.
Patrick Canion MAppFin GAICD
MANAGING DIRECTOR OF SWITZERLAND & FINANCIAL LIFE PLANNER